Painters Insurance

Being outside and on someone else’s property means painters’ public liability insurance for a painting business or a self-employed painter should be highly considered. It protects a business against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers.

It includes cover for third party personal injury, property damage and legal expenses in defending a claim. We offer a choice of indemnity options for 5, 10 or 20 million dollars.

mar insurance policies for painters have no overspray and height exclusions within their cover. This gives you greater peace of mind because we have negotiated a benefit not often available in other policies.

Reliable paint rollers, paint brushes, step ladders are only a few of the tools that may need to be insured in case they are damaged or stolen. imar tool insurance covers your tools of trade, hand held tools, mobile phones, stock and customer’s property which are used by you in the normal course or scope of your business.

Tool insurance protects your tools or stock if they are stolen or damaged. If your tools are stolen from a locked vehicle or premises, they are protected.* If your tools are damaged by fire, vandalism and the collision or overturning of your vehicle, they are protected.

*There are important limitations and conditions on cover, particularly where tools are stored and how they are secured; including a deprecation factor on insured values. Please refer to the Product Disclosure Statement.

Imar’s accident and sickness insurance (injury and illness insurance) covers you 24 /7 whether you’re painting a house or on the footy oval. If you are accidentally injured or suffer a covered illness and you can’t work for a temporary time, it covers you for smaller injuries and larger injuries including death and quadriplegia.

Whether it’s a full size van or a truck with an enclosed trailer, motor vehicles are essential for painters and can be covered by imar’s commercial motor insurance policy. Imar offers fully comprehensive or 3rd party motor insurance for painters.

imar will cover you for up to $10,000 of your accountant’s fees, charges, expenses which are reasonably incurred to prepare for any statutory tax audit on your behalf. Painters are often targeted for audits, so at IMAR we want to minimise your exposure.