Car Detailers Insurance
— At imar, we understand the precision and care that goes into every car detailing job. That’s why we’re dedicated to providing comprehensive insurance solutions tailored to the unique needs of car detailers. Let’s polish up your protection and drive your business forward, securely.
Result of faulty workmanship
Public Liability Insurance
Driving Risk Cover
Attachment to a Registered Vehicles
Tool Insurance
Accident and Injury Insurance
Subcontractors Cover Included
Tax Audit Cover
Public Liability Insurance for Car Detailers
Car detailers’ jobs can take them to lots of places including private houses and business sites. Being on someone else property means public liability insurance for car detailers businesses should be highly considered.
Accidents happen, people trip and public liability protects a plastering business against claims lodged against you by a third party, a customer, the general public, your contractors and suppliers. It includes cover for third party personal injury, property damage and legal expenses in defending a claim.
imar car detailer’s insurance offers a choice of indemnity options for 5, 10 or 20 million dollars.
Tool Insurance for Car Detailers
Tool insurance protects your tools or stock if they are stolen or damaged. If your tools are stolen from a locked vehicle or premises, they are protected. If your tools are damaged by fire, vandalism and the collision or overturning of your vehicle, they are protected.
There are important limitations and conditions on cover, particularly where tools are stored and how they are secured; including a deprecation factor on insured values. Please refer to Product Disclosure Statement.
Injury and Illness Insurance for Car Detailers
While working on site or playing footy on the local oval, imar’s accident and sickness insurance (injury and illness insurance) covers you 24 /7. If you are accidently injured or suffer a covered illness and you can’t work for a temporary time.
Commercial Motor Insurance for Car Detailers
Motor vehicles like cars, utes, and 4 x 4s are essential for car detailers and can be covered by imar’s commercial motor insurance comprehensive policy, and as part of your overall car detailer’s insurance. Fully comprehensive and 3rd party policies are available.
Subcontractors cover included
Our policies also include Vicarious Liability cover which means if you’re drawn into a legal action as a result of a subcontractor’s negligence, you’ll be covered.*
*Subcontractors require independent public liability insurance
Tax Audit Cover for Car Detailers
imar will cover you for up to $10,000 of your accountant’s fees, charges, expenses which are reasonably incurred to prepare for any statutory tax audit on your behalf. Car detailers may be targeted for audits, so at imar we want to minimise your risk.
In Summary