Trades Insurance
— For over 35 year imar has insured trades with personalised cover that is easy, fast and paperwork free.
FAQs
If you have a policy that covers tools and it is valid, then in most cases, your tools are covered and in most cases they are replaced quickly, as long as all supporting documents are provided. This includes if your tools are stolen from a bolted, locked tool box on your vehicle. Covering your tools with tool insurance might seem like a luxury however given how many tools are stolen on a daily basis, its closer to a necessity. We hear of too many, typically younger tradies, who lose their first tool sets because they didn’t think it was worthwhile to insure their tools.
The liability policy covers your vicarious liability in relation to the actions of your sub-contractors. It is advisable that they think about their own insurance to cover public liability and tool at a minimum.
Tradie insurance is not compulsory but highly recommended, especially public liability and tool insurance. It provides financial protection against risks you do not see coming or have planned for, so you can have extra peace of mind when concentrating on completing your job at hand.
What type of trades need insurance?
It is strongly recommended that all tradies think about their insurance needs, including the following trades:
Trades include: